Funds to achieve your
dreams bridge
Are you looking for flexible financial aid to cover your tuition in the USA or Canada?
A loan based on
Your future earnings
An international student loan with us is an easy and affordable way to fund your education on your own. Our loans help support your independence since we never require a cosigner or collateral.
Rely on low rates and high limits
- Loans from US$2,001 to US$100,000
- Fixed and competitive interest rates that will never increase
- 0.25% interest rate discount with automatic payments
Loans that fit your life
- Quick conditional loan offer
- No prepayment penalty
- Students supported at 400+ U.S. and Canadian schools
Benefits to help you succeed
- A free visa support letter and visa prep course
- A job search tool, resume builder and F-1 eligible job directory
- A prequalified U.S. credit card and bank account
Who’s eligible for funding?
You could be eligible for a Fly Me student loan if you’re:
- An undergraduate or graduate student within 2 years of graduating or about to begin a 1-year or 2-year program.
- An international student, Kenyan citizen, refugee, or asylum-seeker.
- Admitted to or attending one of our 400+ approved schools in the U.S. or Canada.
Our Loan terms
Fly Me student loans provide benefits beyond funding for every type of student:
- No fees paid out-of-pocket, pay nothing until your first interest-only loan payment
- Fund up to 100% of education expenses, including living expenses for schools in the U.S.
- Get visa support, career services, and build your U.S. credit history by making on-time payments
Find your interest rates and terms
Terms
Fixed interest rate before discount | As low as 12.99% (13.98% APR) |
Interest rate discount | 0.25% for signing up for autopay |
Fixed interest rate after discount | As low as 12.74% (13.72% APR) |
Interest rate type | Fixed – This means your rate won’t change and your payment will remain the same even in a rising interest rate environment. |
Term | |
In-school payment | Interest-only payments while in school and for six months after graduation. “Note: The interest-only period is capped to a maximum of 30 months from the date of disbursement.” |
Prepayment penalty | None |
Other considerations
Collateral or cosigner | Never required |
Visa support letter (to obtain I-20 from your school) | Free |
Career services | Free |
Global payments | Free – Pay from anywhere, anytime |
Your questions, answered
FLY ME supports 400+ schools across the U.S. and Canada. View the complete school list to see if the school you are admitted to or enrolled in is one of them.
FLY ME loans can be used for university-related expenses, including but not limited to tuition, books, meal plans, housing, and health insurance at most schools when studying in the U.S. and Canada
You can apply for a loan a maximum of 12 months prior to when you need the money for school.
- Check Loan Eligibility: Find out if your school and program are eligible.
- Initial Application: Fill out and submit the application with a valid, unexpired photo ID.
- Initial Review: Your application will be reviewed by FLY ME, and you will be contacted within three business days about a conditional offer. In certain circumstances, you may receive a conditional offer immediately after submitting your application.
- Upload Documents: If you receive a conditional offer from FLY ME, you must next upload the requested documents to your FLY ME dashboard, watch an introduction video, and complete a short assessment.
- Final Review: FLY ME verifies all your uploaded documents so we can issue a final offer. If the loan is approved, we will also provide you with a visa support letter if requested.
- School Certification and Disbursement: After you’re approved for a loan, FLY ME submits your loan application to your school for verification. This process is called the certification process, and the timeline is dependent on your school.
Here’s a helpful tip: try not to request more than your anticipated starting salary after graduation. You can request a maximum of US$50,000 per application and US$100,000 maximum (overall). Regardless of the amount you decide to request, we always tell students if they qualify for more or less than their requested amount.
FLY ME can issue visa support letters at no cost to assist our applicants, upon final credit approval.
Select the program to see the requirements